Does a student loan and a bank loan affect your credit the same way?

Student loan
videogamer1979 asked:


I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: Do they both count as fixed loans or is the bank loan a more “authentic” fixed loan?

Mauricio Piazza

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This entry was posted on Wednesday, November 26th, 2008 at 3:04 am and is filed under Student loan. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

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